HELVETICA GROUP » CLIENTS » INVESTORS

Investment Alternatives Add Greater Rewards

At Helvetica, you don't have to add unreasonable risks to gain attractive returns. Our real estate and mortgage-backed investments create above-average risk-adjusted returns and balance out any conservative or growth-oriented portfolio.

Investment Alternatives Add Greater Rewards

At Helvetica, you don't have to add unreasonable risks to gain attractive returns. Our real estate and mortgage-backed investments create above-average risk-adjusted returns and balance out any conservative or growth-oriented portfolio.

INVESTMENT SALES

Through our Trading Desk, Helvetica purchases performing and non-performing notes and other secured liens from investors, mortgage bankers, mortgage brokers and lenders in need of cash or to free up a warehouse line.

INVESTMENT PHILOSOPHY

YOUR NON-BANK LENDER

Hands-on due diligence, rigorous underwriting, senior management involvement, and proactive management through the entire investment cycle provides for attractive returns on partnership investments. Our style aims to provide our investors with superior risk-adjusted results and consistent cash flow over time.

We incorporate the following investment objectives:

+ Continuous Aggregation of Capital to Achieve Greater Alpha

+ Incorporate a Margin of Safety for Preservation of Capital

+ A Core Focus on Alternative Real Estate Investments

+ Identification of Value-Add Opportunities from Market Dislocations

+ Target Superior Non-Correlated Market Returns

+ Leverage Local Expertise and Foster Strategic Partnerships

+ Hands-On Due Diligence by Senior Management

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ALTERNATIVE ASSETS

Helvetica offers diversification to its high net worth, pension fund, and trust investors through real estate partnerships. By investing in a partnership or fund, an investor has the ability to participate in a pool of trust deed investments. If you are interested in becoming a fund or trust deed investor, contact our investor relations manager.

Investing in Alternative Real Estate Assets

Alternative real estate investing is an elusive asset class.  Traditional brokers and financial advisors rarely direct their clients to these types of assets primarily because their firm cannot custody the investments and as a result, they lose the capital and cannot charge fees on the assets.  It’s unfortunate but true.  Some advisors, in an attempt at altruism, will direct their clients to such investments in a holistic attempt to balance out a portfolio.  Our experience has proven that alternative real estate investments should be a significant part of any balanced portfolio.

Aggregating Capital for Greater Alpha™

At Helvetica, our goal is to aggregate investor capital to enable our investor group to attract better deals and negotiate better pricing.  It’s no secret, the more capital you have the more deals you see; the more deals you see the better price execution you will have.  Collectively, we represent close to $500 million in investor capital consisting of over 300 investors.  Our network represents a closely linked family of investors with a long history of collaborative investing.  Let’s face it, the more capital we have, the better investments we create for ourselves, friends, families, and investors.   Unlike other firms, our investor group not only provides capital but networks for deal flow.

Helvetica Alternative Investments

The Helvetica team offers our investor network the following proprietary investments and secured fixed income:

:: Distressed Assets – We serve as a principal in the acquisition of REO pools from banks and lenders through one of our Helvetica Funds®allowing sellers the ability to liquidate non-performing assets, particularly bank-owned or foreclosed real estate while offering investors the opportunity to participate in a discounted investment.

:: Mortgage Backed Securities– We originate, underwrite, and fund loans secured by commercial and residential properties.  Investors are offered equity interests in one of our Helvetica Funds® allowing for more diversification across a larger loan portfolio.

:: Participation Loans – We originate, underwrite and special service high equity, fractional and whole loans secured by first trust deeds on non-owner occupied residential as well as commercial real estate.

:: Residential Rental Properties – We target high yielding single and multi-family residential properties in select areas to acquire, lease and manage for rental income and appreciation.

:: Commercial Properties – We target commercial property acquisitions that allow for immediate fixed income but also provide for longer-term appreciation by identifying market inefficiencies and value-add opportunities.

:: Managed Portfolios – We advise investors in the setup and management of custom portfolios invested in alternative real estate investments through our Helvetica Portfolios®.

:: Tax Deferred Accounts - Helvetica assists investors in the setup and management of a tax-deferred account (e.g., SEP IRA, 401K) with self-directed custodians allowing investors the opportunity to create tax-deferred fixed income.

TRUSTED DEED INVESTING

YOUR NON-BANK LENDER

For decades our investors have been investing in 1st and 2nd trust deeds and other non-conforming real estate investments generating annual returns typically between 10% and 20% plus. The investments are secured by real property evidenced by a deed of trust. We originate trust deed investments primarily in the western five states on behalf of our investors and we invest in trust deeds in which the total loan amount does not exceed 70% of the property value.

Single Notes
Investors can purchase single whole notes secured by real property. The investor owns the entire note and the borrower pays the investor monthly mortgage payments which are collected by a servicing agent and distributed to the investor every month.

Fractionalized Notes
Fractional notes are single whole notes secured by real property that is owned by 2 to 10 investors. Each investor owns an undivided interest in the note and receives a pro-ratE share of the monthly mortgage interest that is collected by a servicing agent and distributed to the investors every month.

Mortgage Pools
Mortgage Pools are real estate partnerships that offer investors participation as a limited partner, in a pool of trust deeds. Partners receive income generated from mortgage interest which is typically distributed monthly or quarterly. Mortgage pools allow investors greater diversification through the ability to participate in a larger number of trust deeds rather than a select few as in single or fractionalized notes.

Real Estate Syndications
Real estate syndications offer investors an opportunity to participate through limited partnership shares in unique real estate investments. Larger and often complicated real estate financing requires the formation of real estate syndications to protect investor interests and to provide for preferred and often attractive investment returns.

HELVETICA FUNDS

For decades our investors have been investing in 1st and 2nd trust deeds and other non-conforming real estate investments generating annual returns typically between 10% and 20% plus. The investments are secured by real property evidenced by a deed of trust. We originate trust deed investments primarily in the western five states on behalf of our investors and we invest in trust deeds in which the total loan amount does not exceed 70% of the property value.

Single Notes
Investors can purchase single whole notes secured by real property. The investor owns the entire note and the borrower pays the investor monthly mortgage payments which are collected by a servicing agent and distributed to the investor every month.

Fractionalized Notes
Fractional notes are single whole notes secured by real property that is owned by 2 to 10 investors. Each investor owns an undivided interest in the note and receives a pro-ratE share of the monthly mortgage interest that is collected by a servicing agent and distributed to the investors every month.

Mortgage Pools
Mortgage Pools are real estate partnerships that offer investors participation as a limited partner, in a pool of trust deeds. Partners receive income generated from mortgage interest which is typically distributed monthly or quarterly. Mortgage pools allow investors greater diversification through the ability to participate in a larger number of trust deeds rather than a select few as in single or fractionalized notes.

Real Estate Syndications
Real estate syndications offer investors an opportunity to participate through limited partnership shares in unique real estate investments. Larger and often complicated real estate financing requires the formation of real estate syndications to protect investor interests and to provide for preferred and often attractive investment returns.